I’ve put together a list of tools and services that I use and recommend to help save money, build wealth, and get value for your bucket list items.
WATCH YOUR WEALTH GROW
Get a snapshot of your net worth and watch your money grow with Personal Capital.
Personal Capital aggregates all of your accounts into one clean dashboard so that you can track your net worth, assets, investments, and debt online.
I’ve been using Personal Capital for several years and have recommended it to my family and friends. Sign up for free!
GET CASH BACK FOR SHOPPING
Shop with Rakuten (formerly Ebates) at your favorite stores and earn cash back for eligible purchases.
You can get cash back for shopping at over 2,500 stores, including Target, Walgreens, Sephora, ULTA, CVS, Macy’s, Bloomingdales, Living Social, Groupon, Coursera, and Udemy. Build up your cash savings and receive a check or PayPal payment every quarter.
Add the Rakuten free browser extension to activate Cash Back directly at store sites. The Cash Back Button even automatically applies the best coupons at checkout.
You will get a $40 bonus for signing up for Rakuten and spending $40.
TOOLS TO GROW YOUR MONEY
Wealthfront
M1 Finance
RECOMMENDED BOOKS
Clever Girl Finance, Learn How Investing Works – Bola Sokunbi
Your Money or Your Life – Vicki Robin
The Boglehead’s Guide to Investing
Designing Your Life – Bill Burnett & Dave Evans
Life Changing Magic of Tidying Up – Marie Kondo
Atomic Habits – James Clear
Don’t Overthink It – Anne Bogel
Power of Moments – Chip Heath
LIFESTYLE
Classpass
I was never able to stick to regular workouts until I signed up for Classpass. I had many excuses: I got bored of the same workout, the gym was too far, my work schedule was too unpredictable, and the drop-in rates at individual studios were too expensive.
Then, I decided to try Classpass back in 2017, and I’ve been hooked ever since.
Classpass offers a variety of workouts, from the more traditional classes such yoga, cycling, pilates, HIIT, and dance classes to the more uncommon, such as aerial yoga, cardio bungee, aerial silks, water biking, pole dancing, and trampoline cardio. They also have wellness offerings such as massages, meditation, cryotherapy, and facials.
Since there are so many studios and class offerings, I could always find a class to sign up for if I got out of work late or if I needed to get to a studio that was walking distance from my home. The rates are heavily discounted from the normal drop in rates at the participating businesses, so I find it to be of enormous value.
I tend to get bored of the same workout, so I have had a great time trying out different studios and activities. I was able to find the ones that made fitness fun for me and had me going back again and again.
Classpass is a great “try before you buy” sampler of gyms and studios around you that offers variety, flexibility, and value.